IndiaBuilt for freelancers billing abroad

Get paid in dollars$.
Bank it as rupees.

AI-drafted invoices, FIRC & LUT in one vault, and the real INR you'll see after Wise & PayPal fees.

For consultants, designers, and devs billing Toptal, Upwork & direct global clients.

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RMASVKPJ+1.2k

★★★★★4.9/5

2.4 Cr invoiced · 1,247 freelancers · 47 countries paid

FIRC #2841Auto-filed · CA ready
INV-2026-0184 · Acme Inc · NYC
Drafting
Engineering · May sprint40 hrs × $120/hr
$4,800.00
Code review4 hrs × $120/hr
$480.00
GST · zero-rated export (LUT)Auto-applied · zero-rate ✓
— $0
Net INR after fees
₹4,41,989
$5,280.00 USD
+₹2,140 vs PayPal
$
Wise · 83.71Live · just now

Where our freelancers bill

Volume invoiced

0.0 Cr

Across 1,247 active freelancers since 2024

Average time saved

0.0 hrs/wk

Less chasing, less spreadsheet wrangling

Faster cash collection

0% faster

Mean days-to-paid vs the user's prior workflow

* Volume from platform analytics since Jan 2024. Time saved & collection speed from user survey (n=312), May 2026.

Live rates · USD → INR

Stop losing rupees to your processor.

PayPal and Razorpay quietly skim 2–4% off every USD payment. We surface the real rate, every payment, and show you the cheapest route to bank.

  • Live Wise, PayPal, Razorpay quotes — every time you invoice.
  • "True INR" total on every invoice, after the processor’s cut.
  • Monthly leakage report you can show your CA.
USD → INR · 21 Sept 2026--:--:-- IST
Wise (mid-market)83.71
Razorpay payout83.58
PayPal after fee81.42

You'd net via InvoiceFlow

4,41,989

vs PayPal direct

+₹12,091/mo saved

The freelancer tax

Sound familiar?

Delivering great work globally shouldn't mean a second job in paperwork and FX reconciliation.

Before

Clients pay 30–60 days late, you chase over WhatsApp.

After

Automated reminders + aging report. Average 48% faster collection.

Before

FIRC certificates & contracts scattered across email threads.

After

Compliance Vault: FIRC, LUT & CA-ready ZIPs in one place.

Before

"How much did I actually earn in INR?" — three open spreadsheets.

After

Net INR after fees on every invoice. One source of truth at tax time.

Four killers, plus everything else

Built around the export freelancer.

Not a generic invoicer with a GST checkbox bolted on. Every feature designed for billing in USD/GBP/EUR from India.

India-first

Compliance Vault

FIRC certificates, LUT exports, GST registrations, and CA-ready tax ZIPs — encrypted, in one click.

FIRCHDFC_FIRC_2841.pdfMay 12
LUTLUT-Export-FY26.pdfApr 02
GSTGSTR1_May26.zipMay 20
2,400+docs filed for freelancers
AI · 2 min

Prompt to invoice

Write a sentence. We build line items, attach the client, flag exports, queue the email.

"50 hrs Acme + 12 hrs Globex, bill export"
2 invoices · $7,440 · ready to send
Net INR

FX after fees

Track Wise, Razorpay, PayPal, UPI, bank. See the true INR you'll actually receive.

USD invoiced$5,280
PayPal route₹4,29,898
Wise route₹4,42,018
Zero-rate export

GST-ready PDFs your CA will love

White-label, multi-currency, with LUT & export flags applied automatically. No InvoiceFlow branding on the client side.

ACME · Tax Invoice
INV-2026-0184
Engineering services$4,800.00
Code review$480.00
GST · 0% (LUT export)— $0
Total due$5,280.00
Zero-rated export · LUT-2026-IFL-001

Also included on every plan

Time trackingE-sign contractsClient portalRevenue analytics3-mo forecastProject retainers

Honest comparison

Why InvoiceFlow vs the alternatives.

Most invoicers were built for SMBs anywhere. We were built for one person: the Indian freelancer billing abroad.

← Scroll to compare all columns including Refrens →

Feature
InvoiceFlow
Zoho Invoice
Refrens
Spreadsheets
FIRC vault & auto-filing
Yes
No
Manual
No
AI prompt → invoice
Yes
Beta
No
No
True INR after FX fees
Yes
No
No
No
LUT export flags · auto
Yes
Manual
Manual
No
Free forever plan
10/mo free
14-day trial
Yes
Free
Built for export billing
Yes
No
Partial
No

Also compared by users: FreshBooks and Invoicera — strong for US/EU billing, but neither offers FIRC vault, LUT auto-flags, or net-INR after PayPal/Wise fees for Indian export freelancers.

How much you're losing

Find out in 5 seconds.

Based on average PayPal/Wise spreads + median time-to-FIRC for Indian freelancers. Slide to your monthly USD invoicing.

$500$5k$10k$15k$25k

Lost to FX (per year)

₹1,25,250

PayPal vs Wise spread, ~2.5% on annual USD

Hours saved on FIRC chasing

72 hrs

Bank emails + CA back-and-forth, per year

Net annual upside

₹4,85,250

FX savings + reclaimed billable hours

Capture this upside — start free

Customer voices

Words from the field.

★★★★★

I finally know my real INR after PayPal fees. InvoiceFlow replaced three spreadsheets and saved me ~₹40k last quarter on FX alone.

Rahul M.✓ Verified

Full-stack consultant · Bengaluru · Billing Toptal clients

★★★★★

The FIRC vault saved my CA hours at tax time. LUT exports just work — I clicked "export" and emailed the ZIP.

Ananya S.✓ Verified

UX designer · Mumbai · Billing US agencies direct

★★★★★

AI invoice from a Slack message — sent to my US client in under 3 minutes. The prompt-to-PDF workflow is genuinely magic.

Vikram K.✓ Verified

DevOps freelancer · Pune · Billing Upwork & direct

Pricing

Simple. INR. GST included.

Free forever for ten invoices a month. Upgrade when you outgrow it — no surprise lockouts.

Free

Real invoicing — not a 14-day trial

0/mo

Free forever · no card

  • 10 invoices / month
  • 5 clients
  • 15 AI uses
  • GST-ready PDFs
  • Basic analytics
Start free
Most pick this

Solo

Unlimited invoices for active freelancers

499/mo

₹3,999/yr on annual

  • Unlimited invoices
  • 20 clients
  • Compliance Vault
  • Time tracking
  • 30 AI uses
Try Solo

Professional

For freelancers scaling past Solo

2,499/mo

₹19,999/yr on annual

  • Unlimited invoices & clients
  • Advanced analytics + forecast
  • CA tax package exports
  • 200 AI uses
  • 5 team seats
  • Priority support
Try Professional

FAQ

Frequently asked.

Does InvoiceFlow work if I'm not GST-registered?+

Yes. You can invoice in USD/GBP/EUR, track payments, and export PDFs without a GSTIN. GST fields stay optional until you register — and the moment you do, all your historical invoices auto-flag correctly.

What happens when I hit the free plan limit?+

You'll see a clear in-app upgrade prompt before sending the 11th invoice or adding a 6th client. Your data stays intact — upgrade anytime to Solo or Professional, downgrade just as easily.

Can my CA access FIRC and tax documents?+

Export CA-ready ZIPs from Compliance Vault, or share read-only vault links scoped to a date range. Most CAs are filing within minutes of opening the ZIP.

Do you support UPI and bank transfers?+

Yes. Record UPI, NEFT/IMPS, and bank transfers alongside Wise, Razorpay, and PayPal — your true INR earnings stay in one place. You can also auto-match payments to invoices by reference.

Is the free plan really free forever?+

Yes — 10 invoices and 5 clients per month, forever, no credit card. We make money when you outgrow it and upgrade to Solo. That is it.

Where is my data stored?+

Encrypted at rest and in transit, hosted on AWS Mumbai (ap-south-1). See our Security section and Privacy Policy for retention, backup, and access details.

Not ready to sign up?

Get the free FIRC & LUT checklist for export freelancers.

A 2-page PDF: what to file, when, and what your CA needs at year-end. No spam — one helpful email, then occasional product updates you can unsubscribe from anytime.

  • LUT filing timeline
  • FIRC collection checklist
  • CA handoff ZIP template

No credit card · Unsubscribe anytime

Stop chasing. Start banking.

Send your first invoice in five minutes.

Free forever — 10 invoices, 5 clients, no credit card. Setup in under 5 minutes. Cancel anytime · GST-ready · CA-friendly.

Start free — no credit card
● Free plan forever● GST-ready PDFs● Setup in under 5 min● Made in India
InvoiceFlow — Get paid in dollars. Bank it as rupees.